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Ways To Repay Your NSFAS Loans


Should you have been funded by NSFAS when it was in the form of a loan scheme and you're now looking to repay your loan, here are the ways in which you can do so. NSFAS provides funding for higher education studies to South African students.

All students who received a NSFAS loan before the president’s announcement of free education in December 2017 need to repay the loaned amount as per the signed loan agreement form. Should you have started funding with NSFAS in 2018 and thereafter, you have received a bursary and there's no need for you to pay NSFAS back.

You will only start repaying your loan once you have a salary of  R30 000 or more per year. No need to worry as the repayments are worked out at a rate that will not place a great burden on you and is based on your salary.

40% of a general loan is converted into a bursary if you pass all of the courses you were registered for in that year. 

If you applied at your institution's Financial Aid Office to be on the NSFAS Final-Year Programme, you will have your final-year loans converted into a 100% bursary if you pass all of your final-year courses and qualify to graduate.

Ways To Pay

Debit Order

If you don't want to worry about remembering to pay your NSFAS loan every month, this is a good option for you. Just complete the electronic debit order form and submit it. To find the NSFAS debit form, click here. Complete this form and email it back to [email protected].

Electronic Funds Transfer (EFT)

If you would like to do an EFT each month these are the NSFAS bank details.

  • Name of Account: NSFAS
  • Branch Code: 210554
  • Bank: First National Bank
  • Account Number: 500 600 28203
  • Please use your ID Number (6711165000000) as a reference when making payments

Should you bank with Standard Bank, Capitec, FNB or Absa, NSFAS is added as a predefined beneficiary and you can then just  look for “NSFAS” in their list of beneficiaries.

Salary Deduction

Your employer can make deductions from your income and pay it over to NSFAS. Print and complete the form and submit to your employer.

NSFAS provides funding for higher education studies to South African students.

For more information on NSFAS, click here.


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