Student loans are one of the options for student funding that you may be investigating. In this mini series of articles named Pros and Cons, Bursaries Portal outlines the advantages and disadvantages of scholarships, bursaries and student loans.
The interest rate on student loans may be and lower than other loans.
You'll need to have a bank account at some point since banks are important so it's good to build a relationship early on.
Banks like people who have varsity/college experience and so are normally flexible with payback.
It is a loan and so you will need to pay it back with interest.
Since you need to pay it back, start your career with debt
You need to have a parent, guardian or adult with a good financial stand to sing surety (this means since you don't have assets, an adult with assets take joint responsibility with you for the loan to pay it back if you can't).
Finally, research shows that people with a degree will earn more money than people who don't. If your career that you are studying for is high paying it makes sense to take a loan because you will be able to pay it back easily. If you aren't guaranteed a high paying job you may want to reconsider taking a loan.